“THE SECRET OF GETTING AHEAD IS GETTING STARTED ”
MARK TWAIN
Why Money First-Aider
'Let's reach financial independence together!
Cheers to your success!'
I am Simon Wong, a Urology registrar & money enthusiast working in the NHS. Sick of watching people making the same mistakes I have made in my own career in the past, I am passionate about spreading good standard financial literacy amongst our NHS/healthcare colleagues. We have all had times in our careers when we struggled with money. Struggling to keep up with monthly outgoings like professional and travel costs, mortgages and bills, or any unexpected home repair, new tyres or child care bills, we have all experienced them. Working in the healthcare profession, we also often find our take-home pay to be comparable to other jobs that require far less commitment from our time and lives. Furthermore, people don't talk enough about the COST of being a healthcare professional in the NHS. Medical registration, nursing registration, compulsory courses/conference fees, uniform costs, the list goes on and on... I aim to cut through noise of conflicting and confusing financial jargon, make it simple for non-financial people in plain English. Take small steps, every day, to compound your hard earned money into lasting wealth. To transform your life and career into a life of wealth in whatever shape or form you see this 'rich' life to be. I will share what I've learnt through my years of money illiteracy and invite guests to discuss all money topics. We will discuss methods in using credit cards to your benefit. How to save wisely without compromising your quality of life in the most painless way possible. Develop healthy money psychology. How to choose saving accounts, and most importantly choose investments that are safe, as stress-free as possible, as low cost as possible, and let your hard earned money compound and grow whilst you sleep. I believe, with good financial knowledge, we can jump off this bandwagon of living pay-check to pay-check. Regain our own control of our financial freedom, and ultimately, TIME.
SPECIALTIES
Money Psychology
Analyse your current earning power and efforts you have made to maximise NHS earnings
Saving & Budgeting
Save before you spend! Being aware of your spending habits in order to identify areas where you can maximise your saving potential.
Income management & Tax Rebate
Analyse your current earning power to maximise NHS earnings and explore side hustles to boost your income
Investments & Investment Psychology
Feeling confident in knowing where to invest your money yourself.
Whether that's running your own portfolio or contributing to low cost funds.
Budgeting
Understanding your potential or current running costs to work in our profession. Licence fees (NMC/GMC), exams, conference/courses fees, uniform fees etc.
Security & Pensions
No one expects unforeseen circumstances to happen but if they do, it's great to know that you are covered.
The 'Sleep Well' money
Financial Freedom
How do we get to that goal, whatever form that may be for you!
As J Collins calls it,
The 'F***-You' money.